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Tangem Supports USDC Transfers From Pay to American Banks
Metal · 19 Oct 2026
Tangem said on Oct. 13, 2026 that USDC held in Tangem Pay can now be paid out as US dollars to a US bank account. NFA.
The update turns balances in the separate payment account into direct bank deposits without extra steps outside the app. Tangem Pay sits alongside the non-custodial Tangem Wallet in the same interface, so users keep wallet control while gaining a dedicated payout route.
Supported Networks
Payouts cover USDC on Polygon, Base and Arbitrum. Tangem confirmed the three chains handle the transfers once a user selects the bank option inside the app.
Recipient Choices
Senders can direct funds to their own US bank account, to another person’s account or to a business account. The receiving bank must sit inside the United States, yet the recipient address on file can come from any country.
Transfer Rails and Confirmation
Users pick either ACH or FedWire for each payout. Every request ends with a physical tap of the Tangem hardware card to confirm before the order leaves the system.
Step-by-Step Process
The Tangem help center outlines a short flow. Open the Withdraw section, choose bank transfer, enter the amount and recipient details, then review and send. The option appears only in regions where the Pay account verification allows it.
Return Path to Wallet
Users can also move USDC or USDT from Tangem Pay back into the non-custodial Tangem Wallet when they want holdings back under wallet keys rather than the payment account.
Availability Notes
The feature shows in the app based on the country tied to the verified Tangem Pay account. Tangem stated the service went live on the date of the announcement and remains active for eligible users.
What Holders Receive
A holder gains the ability to convert selected USDC holdings into dollars that land in a US bank account through standard rails. The process stays inside the existing Tangem app and uses the hardware card already owned for security checks. Tangem keeps the wallet and the Pay account as distinct layers so wallet assets stay non-custodial while the payment account handles the bank link.